As I begin my flight back to Norfolk after attending the trustees meeting of my alma mater, I am reminded that ignoring or not recognizing trends may result in you not being around when they become a reality. Change is hard, but ignoringit doesn’t make it go away. In fact, it only makes the inevitable […]
Let’s be honest—drastic New Year resolutions are overwhelming, especially when it comes to money and retirement planning. So, let’s break it down into some bite-sized applications for right NOW. Many of us ask ourselves each year, “How do I make this year’s finances better than past years without a massive overhaul of my lifestyle?” We […]
Each new year brings with it the implementation of new laws, especially financial and tax laws. At the end of 2017 Congress passed the largest piece of tax reform legislation in more than three decades, lowering marginal brackets for all taxpayers. Now we find that at the end of 2019, prior to the holidays, Congress […]
People generally begin the search for financial planning services for one of two reasons. Either they have amassed a certain amount of wealth and they’re not sure how to best grow and maintain it, or they want to figure out how to create and save more wealth. The goals behind these two reasons, however, vary […]
Having recently returned from a Financial Planners Association Conference in Minneapolis, where the temperature was already hitting the freezing mark, I quickly remembered why I like living in Hampton Roads. I love the changing seasons where we can experience some snow in the winter with just a three-hour drive to ski resorts or the heat […]
I remember, growing up, that our Thanksgiving meals regularly included a guest at the table who didn’t have family, and our family vehicle was considered a gift that my dad seemed to always loan out to someone in need. Those are just a couple of the memories I had growing up as the son of […]
“Paint me a picture of your future. Tell me what retirement looks like for you”. As a retirement financial advisor, this is what you will often hear me ask a new client at their first financial planning meeting. If they are just beginning to accumulate funds, I want them to have a reason for accumulating […]
In my thirty years as a Financial Planner, I am often asked, “is there really a difference between a fee-only and a fee-based advisor?” When I began my career in 1985, I started as a commission-based representative working for a broker/dealer. Although I was sincere and always did what I thought was best for my […]
On September 19, Chesapeake Rotary will honor our own Robin Tull as its 2019 First Citizen of Chesapeake at a banquet at the Chesapeake Conference Center. While all of us here at Tull Financial Group know exactly how much he deserves this award, Robin admits that he was surprised when he found out he had […]
Cyber-security is an issue that we hear more and more about each and every day. Which major business will get breached this week? Will your username and password become compromised in the process? Today we have to be very intentional about how we store our information, and with technology constantly changing, we need to understand […]