Improving lives through sound financial planning.

How to use a Roth for College Savings?

By Phil Tull | August 2, 2022

When it comes to college savings most people have heard about 529 plans, savings bonds, and custodial accounts. However, there is another player in the game that many overlook that provides a dual-purpose investment option. Custodial Roth accounts, known for their post-tax investment growth for retirement, can also have a place in the college savings […]

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The Truth About Active Investing

By Drew Overton | May 17, 2021

Volatility was a key theme for 2020, as the market was trying to predict the timeline of the economic recovery while simultaneously reacting to short-term headlines. The stock market price fluctuations presented lots of opportunities for investors with cash on the sidelines. In addition, new trading platforms such as Robinhood decreased the barrier to entry […]

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Living In An Inflationary World

By Ellen Anderson | May 3, 2021

Concerns of an inflation comeback are ramping up among investors and Wall Street professionals alike. Here, as qualified retirement financial advisors, we break down some of the basics of inflation and how it impacts you and your retirement planning. What is inflation? Inflation is the rate at which a chosen basket of goods and services […]

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Why Should I Diversify

By Ellen Anderson | April 16, 2021

As a portfolio owner, one of the most important investing lessons is diversification. A retirement financial advisor will tell you that a well-diversified portfolio can help you achieve your long-term goals and may limit your portfolio’s volatility (ups and downs) compared to a portfolio representing a single asset class (like a fund or ETF designed to […]

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Marriage and Money: The Importance of Making Joint Financial Decisions

By Drew Overton | August 21, 2020

Personal Finance is a very broad term that covers various areas of money management. These topics can range from monthly budgeting and saving, all the way to retirement and estate planning down the road. The importance of financial decisions is very high because it directly or indirectly affects Marriage life. The philosophy behind how you choose […]

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Rollover Rules for Previously-Required Minimum Distributions for 2020 Expanded

By Drew Overton | August 14, 2020

A lot has happened since our last tax planning update. States have implemented their own strategies for re-opening, new areas have been impacted by the virus, and it’s rare if you don’t see someone wearing a mask while out and about. With all the uncertainty regarding the virus, we want to ensure that you are […]

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