When we hear the word “retirement,” we almost synonymously think 401(k). What if you don’t have a 401(k)? Can you still invest and plan for retirement? While a 401(k) is largely the most popular and well known of retirement plans, it is not by any means the “be-all and end-all” of retirement savings. There are […]
I often get asked, “When do you plan to retire, Robin?” It’s a question that catches me off guard because I genuinely enjoy what I do. Finding solutions that enhance my clients’ financial well-being is incredibly fulfilling. I sometimes wonder, especially now that Warren Buffett has announced his retirement, if he faced the same question […]
Last summer, I found myself in an unexpected situation while playing in a charity golf tournament. My teammates were quite competitive and knew that I had recently reached the age of retirement, thereby allowing me the distinct privilege of moving up from where I could hit my ball, often referred to as the green tees. […]
Choosing the right retirement savings vehicle for your business can be one of the most important decisions you make as an entrepreneur. Each plan has unique features, benefits and requirements. When considering what retirement plan suits your business, you will want to analyze the administrative costs, operation restrictions, and attractiveness to potential employees. Given the […]
Retirement marks a new chapter in life filled with opportunities for relaxation, hobbies, and quality time. As you embark on this exciting journey, choosing the right living arrangement is crucial. Retirement living options have evolved significantly, offering a diverse range of choices to suit various lifestyles and budgets. In this article, we will explore common […]
Recently I listened to an interview with Fred Smith, the highly respected founder and executive chairman of FedEx Corporation. He shared how over the next months or years policy changes need to be made when it comes to government spending and debt. Federal spending has risen dramatically to where almost $2 trillion was borrowed last […]
For the past 20 or more years, Cathy and I have been rising early twice a week to join a 6:30 a.m. aerobics class. The participants have become like family over the years — to where we must know your date of birth before you can join. This is because the fellowship of gathering to […]
Managing your Dollar Tree 401(k) plays a critical role in determining the success of your retirement plan. For about one-third of American workers (32%), retirement accounts are expected to be the primary source of retirement income, according to Transamerica Center for Retirement Studies. In other words, your Dollar Tree 401(k) may be a meaningful part […]
When it comes to college savings most people have heard about 529 plans, savings bonds, and custodial accounts. However, there is another player in the game that many overlook that provides a dual-purpose investment option. Custodial Roth accounts, known for their post-tax investment growth for retirement, can also have a place in the college savings […]
The title of this blog may lead you to believe this is only for people within a few years of retiring. However, the inverse is true: the younger you are, the more important this information is for you. So, first off – what is retirement planning, exactly? It can sound like an overwhelming and far-away […]