Charles Schwab prides itself as a custodian that puts its clients first. One facet of their commitment to customer service is their user-friendly, clientele-only website, Schwab Alliance. Schwab Alliance is exclusive to clients of advisors and the website offers many features that simplify settings and updates. Below will cover four basic requests a client may […]
Medicare Open Enrollment is a crucial period for beneficiaries to review their coverage options and ensure they are enrolled in the plan that best meets their needs. Medicare Open Enrollment occurs each year from October 15th to December 7th. This annual opportunity allows individuals to make changes to their Medicare coverage, such as switching plans […]
Have you ever watched a futuristic movie and thought to yourself, “Wow, that would be a cool world to live in!”? I had this moment while watching Spy Kids with my siblings as a tween. One of the characters wants to make dinner for her brother and chooses an index-card-sized plate wrapped in cellophane, places […]
It has been some time since Cathy and I have taken an extended vacation. Much of this had to do with COVID travel restrictions and my overall busy schedule. With all that said, we planned a cruise about six months ago and flew out the end of July. Only about four days had passed when […]
In the financial world, we like to recognize the month of May for 529 plans (5/29 – get it?). Also known as qualified tuition programs, 529 plans are tax-advantaged education savings accounts that can help finance a child’s education track from kindergarten through graduate school. Please allow me to highlight five key takeaways about 529 […]
Welcome to the wonderful world of parenthood! Whether you are beginning to think about growing your family or eagerly anticipating the arrival of your little one, it’s natural to feel a mix of excitement and nervousness, especially when it comes to managing your family’s financial planning. Rest assured, with a little planning and a lot […]
Medicare provides essential healthcare coverage for those aged 65 and older as well as certain younger individuals with disabilities. If you’re a Medicare beneficiary or about to become one, understanding Medicare open enrollment is crucial. In this blog, we’ll walk you through the basic information you should know about Medicare open enrollment. Medicare Open Enrollment […]
On December 29, 2022, the Consolidated Appropriations Act of 2023, containing a section known as SECURE 2.0, became law. It builds on the SECURE Act passed in 2019, revising existing rules around retirement saving. The legislation included considerable changes to improve the use of both ABLE and 529 accounts as well as paying off student […]
The reason so many of us love watching the holiday special It’s a Wonderful Life is the main character, George Bailey. Through George, we learn of the importance of sacrifice and redemption, small-town values, and, yes, the virtues of small banks. In a critical moment in the film, George hopes to prevent a run on his family’s […]
In 2022, we watched the former FTX CEO Sam Bankman-Fried and his FTX cryptocurrency exchange collapse. With investors’ concerns it may result in another Bear Stearns moment, that collapse dealt a catastrophic blow to cryptos reputation and the plans and aspirations of many in this unique industry. The question now is, is this the end […]