On July 4, 2025, President Trump signed into law the One Big, Beautiful Bill Act (“OBBBA”). OBBBA includes the largest tax overhaul since the Tax Cuts and Jobs Act of 2017 (“TCJA”), and it will affect almost every individual and business in the United States. The provisions in the new law go into effect on […]
Simplifying the Investment Strategy Debate In the world of investing, the 60/40 portfolio has long been hailed as a tried-and-true strategy for achieving a balanced and diversified approach. It typically consists of allocating 60% of the portfolio to stocks and 40% to bonds. However, as the financial landscape evolves and new investment opportunities emerge, questions […]
Do you ever wonder if your portfolio is diversified enough? Or maybe you get the sense it’s missing something? If you answered yes, you are not alone. As the access to alternative investments has increased in recent years, investors like yourself have been looking to incorporate them into their portfolios. But how, and is it […]
A few weeks ago, my fiancĂ© got an email from the custodian that holds his 401(k) reminding him to check his beneficiaries. While he was surprised to receive the reminder, he was also grateful, as he realized he had never named anyone as the beneficiary of his account. It was not something he considered when […]
Concerns of an inflation comeback are ramping up among investors and Wall Street professionals alike. Here, as qualified retirement financial advisors, we break down some of the basics of inflation and how it impacts you and your retirement planning. What is inflation? Inflation is the rate at which a chosen basket of goods and services […]
As a portfolio owner, one of the most important investing lessons is diversification. A financial advisor will tell you that a well-diversified portfolio can help you achieve your long-term goals and may limit your portfolio’s volatility (ups and downs) compared to a portfolio representing a single asset class (like a mutual fund or ETF designed […]
In a volatile market like we’re dealing with right now, the usual rules do not always apply. However, some financial advice remains tried and true. If you’re struggling to understand the best way to manage your money during this difficult time, take a look at our five financial tips for an unsteady market. Stay Invested […]
For the purpose of this blog, we want to identify some of the provisions of the CARES Act that may impact you and aspects of your retirement. Please know that these changes are very new, and that we are proactively working to identify planning opportunities for each of our clients. We have summarized the some […]
Financial advising is unique for everyone, but saving for retirement is a very different financial situation than drawing down on retirement funds already saved or budgeting social security payments. For those in their senior years who have transitioned from saving to budgeting their retirement dollars, it is a good idea to engage a Certified Senior […]
On September 19, Chesapeake Rotary will honor our own Robin Tull as its 2019 First Citizen of Chesapeake at a banquet at the Chesapeake Conference Center. While all of us here at Tull Financial Group know exactly how much he deserves this award, Robin admits that he was surprised when he found out he had […]