Phil Tull

Most Recent Posts

• Retirement Planning

The Federal Reserve Just Slashed Rates to near 0%, Should I Refinance My Mortgage?

By Phil Tull | April 28, 2020

Seems like a no brainer, right? Well, not necessarily. When the Fed cuts rates, it does not perfectly correspond with mortgage rates. Let’s dive into the “why” behind mortgage rate movements and the current climate. Rate cuts have an impact, but they do not always directly relate to your 15- or 30-year fixed mortgage rate. […]

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• Financial Planning
• Retirement Planning

Making realistic financial resolutions you can live with

By Phil Tull | February 3, 2020

Let’s be honest—drastic New Year resolutions are overwhelming, especially when it comes to money and retirement planning. So, let’s break it down into some bite-sized applications for right NOW. Many of us ask ourselves each year, “How do I make this year’s finances better than past years without a massive overhaul of my lifestyle?” We […]

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