Do you ever get inspired by someone you meet who has a distinct goal or discipline? Someone who makes you think, “I can get behind that!” Recently I was speaking with a couple and they mentioned they kickstart each new year by not only doing a dietary detox but a financial detox as well. During […]
The past week of market volatility and risk has been a textbook reminder of the benefit and disciplines of remaining a long-term investor. Over the past month I have received a barrage of questions about Bitcoin and how to invest. As a response, I began writing on the topic but was unable to publish prior […]
Have you ever committed to something and halfway there think, “Oh, that was a baaad decision?” Well, you have my absolute sympathies! I had signed up for the Savannah Rock ‘n’ Roll Half Marathon – my first half marathon ever – and before this year I had never breached the 4 mile mark. After an […]
Have you ever thought about how you make your choices every day? Take traffic, for instance. My brother lives in Washington, D.C., and works roughly an hour away from where he lives. On any given day there could be traffic that extends his drive 30-40minutes, or even more! Because of the traffic the shortest route […]
In my last blog we got back to the basics of how to prioritize paying down debts. Of course not everything is cut and dry, and as one of my friends pointed out, “Phil, your firm focuses on investments…shouldn’t I use my money to make more money in the stock market instead? Then I can […]
Recently I was having a discussion with a friend in his mid-20’s who is working two jobs and in a very good position of low expenses and high income to maximize his debt payoff. We were discussing his opportunity to pay down his large student debt during this period and he went on to mention […]